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PRIVACY STATEMENT
Elaine Todd is
committed to protecting your privacy and developing technology that
gives you the most powerful and safe online experience. This
Statement of Privacy applies to
www.lifeandmoneymap Web site and governs data
collection and usage. By using this web site, you consent to the
data practices described in this statement.
Collection of your Personal Information
Elaine Todd collects personally identifiable information, such as
your e-mail address, name, home or work address or telephone number
and may also collect anonymous demographic information, which is not
unique to you, such as your ZIP code, age, gender, preferences,
interests and favorites.
There is also information about your computer hardware and software
that is automatically collected by this website. This information
can include: your IP address, browser type, domain names, access
times and referring Web site addresses. This information is used by
Elaine Todd for the operation of the service, to maintain quality of
the service, and to provide general statistics regarding use of
www.lifeandmoneymap.com
Web site.
Please keep in mind that if you directly disclose personally
identifiable information or personally sensitive data through
www.lifeandmoneymap.com
public message boards, this information may be collected and used by
others. Note: Elaine Todd does not read any of your private online
communications.
Elaine Todd encourages you to review the privacy statements of Web
sites you choose to link to from
www.lifeandmoneymap.com so
you can understand how those Web sites collect, use and share your
information. Elaine Todd is not responsible for the privacy
statements or other content on Web sites outside of
www.lifeandmoneymap.com
.
Use of your Personal Information
Elaine Todd collects and uses your personal information to operate
this Web site and deliver the services you request. Elaine Todd also
uses your personally identifiable information to inform you of other
products or services available from Elaine Todd and affiliates.
Elaine Todd may also contact you via surveys to conduct research
about your opinion of current services or of potential new services
that may be offered.
Elaine Todd does not sell, rent or lease its customer lists to third
parties. She may, from time to time, contact you on behalf of
external business partners about a particular offering that may be
of interest to you. In those cases, your unique personally
identifiable information (e-mail, name, address, telephone number)
is not transferred to the third party. In addition, Elaine Todd may
share data with trusted partners to help us perform statistical
analysis, send you email or postal mail, provide customer support,
or arrange for deliveries. All such third parties are prohibited
from using your personal information except to provide these
services to Elaine Todd, and they are required to maintain the
confidentiality of your information.
Elaine Todd does not use or disclose sensitive personal information,
such as race, religion, or political affiliations, without your
explicit consent.
Elaine Todd keeps track of the Web site and pages our customers
visit within
www.lifeandmoneymap.com , in order to determine which
services are the most popular. This data is used to deliver
customized content and advertising within this website to customers
whose behavior indicates that they are interested in a particular
subject area.
Elaine Todd’s website will disclose your personal information,
without notice, only if required to do so by law or in the good
faith belief that such action is necessary to: (a) conform to the
edicts of the law or comply with legal process served on Elaine Todd
or the site; (b) protect and defend the rights or property of Elaine
Todd; and, (c) act under exigent circumstances to protect the
personal safety of users of
www.lifeandmoneymap.com or the public.
Use of Cookies
The www.lifeandmoneymap.com
Web site uses "cookies" to help you personalize your online
experience. A cookie is a text file that is placed on your hard disk
by a Web page server. Cookies cannot be used to run programs or
deliver viruses to your computer. Cookies are uniquely assigned to
you, and can only be read by a web server in the domain that issued
the cookie to you.
One of the primary purposes of cookies is to provide a convenience
feature to save you time. The purpose of a cookie is to tell the Web
server that you have returned to a specific page. For example, if
you personalize Elaine Todd’s pages, or register with
www.lifeandmoneymap.com,
website or services, a cookie helps Elaine Todd to recall your
specific information on subsequent visits. This simplifies the
process of recording your personal information, such as billing
addresses, shipping addresses, and so on. When you return to
www.lifeandmoneymap.com,
the information you previously provided can be retrieved, so you can
easily use the features that you customized.
You have the ability to accept or decline cookies. Most Web browsers
automatically accept cookies, but you can usually modify your
browser setting to decline cookies if you prefer. If you choose to
decline cookies, you may not be able to fully experience the
interactive features of
www.lifeandmoneymap.com or other Web sites you visit.
Security of your Personal Information
Elaine Todd secures your personal information from unauthorized
access, use or disclosure and secures the personally identifiable
information you provide on computer servers in a controlled, secure
environment, protected from unauthorized access, use or disclosure.
When personal information (such as a credit card number) is
transmitted to other Web sites, it is protected through the use of
encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Elaine Todd will occasionally update this Statement of Privacy to
reflect company and customer feedback. Elaine Todd encourages you to
periodically review this Statement to be informed of how your
information is protected..
Contact Information
Elaine Todd welcomes your comments regarding this Statement of
Privacy. If you believe that she has not adhered to this Statement,
please contact Elaine Todd at elainetodd@lifeandmoneymap.com. We
will use commercially reasonable efforts to promptly determine and
remedy the problem.

Terms of Use
AGREEMENT BETWEEN
USER AND ELAINE TODD FOR
www.lifeandmoneymap.com
WEBSITE
The www.lifeandmoneymap.com
Web Site is comprised of various Web pages operated by Elaine Todd.
The www.lifeandmoneymap.com
Web Site is offered to you conditioned on your acceptance without
modification of the terms, conditions, and notices contained herein.
Your use of this Web Site constitutes your agreement to all such
terms, conditions, and notices.
MODIFICATION OF THESE TERMS OF USE
Elaine Todd reserves the right to change the terms, conditions,
and notices under which the
www.lifeandmoneymap.com Web Site is offered,
including but not limited to the charges associated with the use of
named Web Site.
LINKS TO THIRD PARTY SITES
The
www.lifeandmoneymap Web Site may contain links to
other Web Sites ("Linked Sites"). The Linked Sites are not under the
control of Elaine Todd and she is not responsible for the contents
of any Linked Site, including without limitation any link contained
in a Linked Site, or any changes or updates to a Linked Site. Elaine
Todd is not responsible for webcasting or any other form of
transmission received from any Linked Site. Elaine Todd is providing
these links to you only as a convenience, and the inclusion of any
link does not imply endorsement by Elaine Todd of the site or any
association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of
www.lifeandmoneymap.com Web
Site, you warrant to Elaine Todd that you will not use named Web
Site for any purpose that is unlawful or prohibited by these terms,
conditions, and notices. You may not use named Web Site in any
manner which could damage, disable, overburden, or impair named Web
Site or interfere with any other party's use and enjoyment of the
Web Site. You may not obtain or attempt to obtain any materials or
information through any means not intentionally made available or
provided for through
www.lifeandmoneymap.com
USE OF
COMMUNICATION SERVICES
The www.lifeandmoneymap.com
Web Site may contain bulletin board services, chat areas, news
groups, forums, communities, personal web pages, calendars, and/or
other message or communication facilities designed to enable you to
communicate with the public at large or with a group (collectively,
"Communication Services"), you agree to use the Communication
Services only to post, send and receive messages and material that
are proper and related to the particular Communication Service. By
way of example, and not as a limitation, you agree that when using a
Communication Service, you will not:
Defame,
abuse, harass, stalk, threaten or otherwise violate the
legal rights (such as rights of privacy and publicity) of
others.
Publish,
post, upload, distribute or disseminate any inappropriate,
profane, defamatory, infringing, obscene, indecent or
unlawful topic, name, material or information.
Upload
files that contain software or other material protected by
intellectual property laws (or by rights of privacy of
publicity) unless you own or control the rights thereto or
have received all necessary consents.
Upload
files that contain viruses, corrupted files, or any other
similar software or programs that may damage the operation
of another's computer.
Advertise
or offer to sell or buy any goods or services for any
business purpose, unless such Communication Service
specifically allows such messages.
Conduct or
forward surveys, contests, pyramid schemes or chain letters.
Download
any file posted by another user of a Communication Service
that you know, or reasonably should know, cannot be legally
distributed in such manner.
Falsify or
delete any author attributions, legal or other proper
notices or proprietary designations or labels of the origin
or source of software or other material contained in a file
that is uploaded.
Restrict or
inhibit any other user from using and enjoying the
Communication Services.
Violate any
code of conduct or other guidelines which may be applicable
for any particular Communication Service.
Harvest or
otherwise collect information about others, including e-mail
addresses, without their consent.
Violate any
applicable laws or regulations.
Elaine Todd has no
obligation to monitor the Communication Services. However, Elaine
Todd reserves the right to review materials posted to a
Communication Service and to remove any materials in its sole
discretion. Elaine Todd reserves the right to terminate your access
to any or all of the Communication Services at any time without
notice for any reason whatsoever.
Elaine Todd reserves the right at all times to disclose any
information as necessary to satisfy any applicable law, regulation,
legal process or governmental request, or to edit, refuse to post or
to remove any information or materials, in whole or in part, in
Elaine Todd's sole discretion.
Always use caution when giving out any personally identifying
information about yourself or your children in any Communication
Service. Elaine Todd does not control or endorse the content,
messages or information found in any Communication Service and,
therefore, Elaine Todd specifically disclaims any liability with
regard to the Communication Services and any actions resulting from
your participation in any Communication Service. Managers and hosts
are not authorized spokespersons for Elaine Todd, and their views do
not necessarily reflect those of Elaine Todd.
Materials uploaded to a Communication Service may be subject to
posted limitations on usage, reproduction and/or dissemination. You
are responsible for adhering to such limitations if you download the
materials.
MATERIALS PROVIDED TO OR POSTED AT ANY WEB SITE for ELAINE TODD
Elaine Todd does not claim ownership of the materials you
provide to
www.lifeandmoneymap.com (including feedback and
suggestions) or post, upload, input or submit to any Web Site for
Elaine Todd or associated services (collectively "Submissions").
However, by posting, uploading, inputting, providing or submitting
your Submission you are granting Elaine Todd, affiliated companies
and necessary sublicensees permission to use your Submission in
connection with the operation of their Internet businesses
including, without limitation, the rights to: copy, distribute,
transmit, publicly display, publicly perform, reproduce, edit,
translate and reformat your Submission; and to publish your name in
connection with your Submission.
No compensation will be paid with respect to the use of your
Submission, as provided herein. Elaine Todd is under no obligation
to post or use any Submission you may provide and may remove any
Submission at any time in Elaine Todd's sole discretion.
By posting, uploading, inputting, providing or submitting your
Submission you warrant and represent that you own or otherwise
control all of the rights to your Submission as described in this
section including, without limitation, all the rights necessary for
you to provide, post, upload, input or submit the Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR
AVAILABLE THROUGH
www.lifeandmoneymap.com WEB SITE MAY INCLUDE
INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED
TO THE INFORMATION HEREIN. ELAINE TODD AND/OR ITS SUPPLIERS MAY MAKE
IMPROVEMENTS AND/OR CHANGES IN THE ABOVE NAMED WEB SITE AT ANY TIME.
ADVICE RECEIVED VIA THE ABOVE NAMED WEB SITE SHOULD NOT BE RELIED
UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU
SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE
TAILORED TO YOUR SITUATION.
ELAINE TODD AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE
SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF
THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS
CONTAINED ON THE ABOVE NAMED WEB SITE FOR ANY PURPOSE. TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION,
SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS
IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. ELAINE TODD AND/OR
ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH
REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND
NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL
ELAINE TODD AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT,
PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES
WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE,
DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE
OR PERFORMANCE OF THE ABOVE NAMED WEB SITE, WITH THE DELAY OR
INABILITY TO USE THE NAMED WEB SITE OR RELATED SERVICES, THE
PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION,
SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH
THE NAMED WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE ABOVE
NAMED WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT
LIABILITY OR OTHERWISE, EVEN IF ELAINE TODD OR ANY OF ITS SUPPLIERS
HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME
STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF
LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE
LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY
PORTION OF THE ABOVE NAMED WEB SITE, OR WITH ANY OF THESE TERMS OF
USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE
www.lifeandmoneymap.com
WEB SITE.
SERVICE CONTACT : media@threeh.com
TERMINATION/ACCESS RESTRICTION
Elaine Todd reserves the right, in its sole discretion, to terminate
your access to the above named Web Site and the related services or
any portion thereof at any time, without notice. GENERAL To the
maximum extent permitted by law, this agreement is governed by the
laws of the State of Washington, U.S.A. and you hereby consent to
the exclusive jurisdiction and venue of courts in King County,
Washington, U.S.A. in all disputes arising out of or relating to the
use of the above named Web Site. Use of this Web Site is
unauthorized in any jurisdiction that does not give effect to all
provisions of these terms and conditions, including without
limitation this paragraph. You agree that no joint venture,
partnership, employment, or agency relationship exists between you
and Elaine Todd as a result of this agreement or use of the Elaine
Todd’s Web Site. Elaine Todd’s performance of this agreement is
subject to existing laws and legal process, and nothing contained in
this agreement is in derogation of Elaine Todd's right to comply
with governmental, court and law enforcement requests or
requirements relating to your use of the above named Web Site or
information provided to or gathered by Elaine Todd with respect to
such use. If any part of this agreement is determined to be invalid
or unenforceable pursuant to applicable law including, but not
limited to, the warranty disclaimers and liability limitations set
forth above, then the invalid or unenforceable provision will be
deemed superseded by a valid, enforceable provision that most
closely matches the intent of the original provision and the
remainder of the agreement shall continue in effect. Unless
otherwise specified herein, this agreement constitutes the entire
agreement between the user and Elaine Todd with respect to the
www.lifeandmoneymap.com
Web Site and it supersedes all prior or contemporaneous
communications and proposals, whether electronic, oral or written,
between the user and Elaine Todd with respect to the above named Web
Site. A printed version of this agreement and of any notice given in
electronic form shall be admissible in judicial or administrative
proceedings based upon or relating to this agreement to the same
extent and subject to the same conditions as other business
documents and records originally generated and maintained in printed
form. It is the express wish to the parties that this agreement and
all related documents be drawn up in English.
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the
www.lifeandmoneymap.com Web Site are: Copyright 2006
by Elaine Todd and/or its suppliers. All rights reserved.
TRADEMARKS
The names of actual companies and products mentioned herein may be
the trademarks of their respective owners.
The example companies, organizations, products, people and events
depicted herein are fictitious. No association with any real
company, organization, product, person, or event is intended or
should be inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2),
notifications of claimed copyright infringement under United States
copyright law should be sent to Service Provider's Designated Agent.
ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE
NO RESPONSE. See Notice and Procedure for Making Claims of Copyright
Infringement.
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